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And guess what… the handover to private insurers means your rates are going up even more!
It… it was a private insurer?
The hand off would be to the FAIR plan. Which is a state run/ subsidized insurance company.
Now keep in mind that the FAIR plan is subsidized by the admitted market. IF there are fewer plans in the admitted market, the FAIR plan is less fully backed. At a certain point the whole thing goes ass-over-tea-kettle if too many people end up on the FAIR plan.