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    3 days ago

    SIBS came up with virtual credit cards since at least 2009 - those are Visa or Mastercard cards, mind you, although that’s defined by the debit card that it’s associated with (so defined by the bank).

    You can pay your bills in Portuguese ATMs, buy tickets, recharge your travel pass, withdraw money without a card, etc… makes most other systems seem like the stoneage.