I’m mostly thinking about insurance here. I’ve been told conflicting information. I live in Florida.

I live with someone who has a driver’s license and a car, but I don’t have either. I’ve avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I’d probably die - I have driven before but I really don’t think it’s something I’d ever get good at.

It’s undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.

I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?

Thanks.

  • zkfcfbzrOPEnglish
    2•10 months ago

    This applies to the insurance of the person I live with too? They recently changed companies and I know one of the questions they had to answer was “How many members of your household are licensed to drive?”. If I got a license their rate should stay the same? It would be their car I’d drive if a situation ever came up where I needed to drive, but I absolutely do not see it becoming an even twice-a-year thing.

    • Dr Cog
      9•10 months ago

      Household doesn’t include roommates. That only applies to families.

      Edit: to clarify, its basically defined by if you have shared finances. Do you have a joint bank account with your roommate and pay a joint credit card? Then you’re a household. Otherwise, you’re two separate households.