I’m forever grateful to have been on Kaiser my entire life, and that all my employers have had it as an option.
It’s expensive up front (~$5k per year, my employer covers it thankfully) but the most I’ll ever pay per year out of pocket is $1500. Office visit/urgent care is $10, ER is $100 and waived if you’re admitted, prescriptions are $20, and the most expensive surgery I could get is $150 which includes the hospital stay if needed. My partner got sterilized for like $35. The biggest thing for me is my therapy is free so long as it is virtual (my therapist is 4 hours away by car anyway), and $10 for an in person visit if I make the hike.
It’s absolutely wild how much one’s experience can vary with the healthcare system in the US based on their insurer alone.
I’m forever grateful to have been on Kaiser my entire life, and that all my employers have had it as an option.
It’s expensive up front (~$5k per year, my employer covers it thankfully) but the most I’ll ever pay per year out of pocket is $1500. Office visit/urgent care is $10, ER is $100 and waived if you’re admitted, prescriptions are $20, and the most expensive surgery I could get is $150 which includes the hospital stay if needed. My partner got sterilized for like $35. The biggest thing for me is my therapy is free so long as it is virtual (my therapist is 4 hours away by car anyway), and $10 for an in person visit if I make the hike.
It’s absolutely wild how much one’s experience can vary with the healthcare system in the US based on their insurer alone.