Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

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    8 months ago

    I’m about 808 with my VantageScore. At most I use 14% of my credit utilization. On average I have about 7-10% credit utilization. I also have about 100k of available credit.