For most personal projects, hosting on the cloud may be overkill, but tempting with its supposed ease of use and benefits of scale. Self-hosting is often overlooked as a solution with the benefit of simplicity and cost.
Interesting discussion and demonstration of self hosting the kinds of apps most personal projects will end being.
When you know something, it is tempting to tell others that it is easy. But it is not. I am no tech guy but i can install things like wordpress, webshops, forum etc on a webserver.
I have been scratching the surface of self hosting an really having a hard time even getting started!