I totally agree. If she really wanted the experience of living separately they could have converted the basement apartment for her. Taking public transit at ungodly hours is part of going to university, and would have been doable. It really showcases how much they don’t have to worry about money, otherwise M probably would have chosen one of her multiple living options to avoid accumulating even more debt. I absolutely would have if I had gone to school in the same city as my parents instead of having to pay off all my student loans until I was almost 40. There are a lot of kids who have to delay going to school this year because they can’t afford the living accommodations on top of school tuition.

Edit to add: I was paying back that many years for a degree that I didn’t even finish. Talk about wasted money.