idk man I just need to vent i guess

my employer “provides” health insurance in exchange for my time and labor, and for that great privilege they take $600 out of my paycheck every month (covers me, my wife, and our 1yo son)

that’s half our monthly mortgage payment; it’s 2/3 our monthly grocery bill

why?

  • Blueberrydreamer@lemmynsfw.com
    1711·
    2 months ago

    It is definitely bullshit, but your employer isn’t a winner here either, they’re also paying out $600 a month for your $1200/month health insurance.

    The real problem here is why the fuck does health insurance cost as much as housing in this country?

    • AlternatePersonMan@lemmy.world
      1001·
      2 months ago

      The biggest kick in the balls is that insurance still doesn’t cover shit. There’s still co-pays, tons of things that aren’t covered, out of network, maximum use of services, and anything large will almost certainly be denied by default. The co-pays alone are often as much as the service should cost.

      Health insurance is a parasite. Profiting (massively) by being a gatekeeper to good health is pure evil.

      • Rentlar@lemmy.ca
        32·
        2 months ago

        Dr. Glaucomflecken’s Youtube Skit series on US healthcare has really shown me how fucked up it is…

        Sure, the Canadian government is stealing my paycheque, yadda yadda yadda. Still my health, dental, life supplemental insurance plan costs $800/year and most routine stuff like checkup exams, basic drugs, basic procedures, is free or is in the tens of dollars that I need to pay.

        • Sanctus@lemmy.worldEnglish
          15·
          2 months ago

          I haven’t been to a dentist in 8 years. I’ve only recently been in a hospital because my back gave out and I was stuck on the floor. Dont let anyone take away that healthcare, dont become like us. This is misery for no reason. My fucken teeth ache.

          • Krauerking@lemy.lol
            3·
            2 months ago

            I cracked off a piece of my teeth but it doesn’t like cause immediate pain and my last visit cost me several hundred dollars even with my “dental plan” that my employer didn’t provide me a policy number for. And I still need to save up for my wisdom teeth to be pulled cause they are rotting in my head and cause my jaw to lock up.

            Yeah the world doesn’t realize how fucked the US is for health of its citizens.

    • AA5B@lemmy.world
      16·
      2 months ago

      Or more. A lot more.

      I pay $700/mon for a family for health only, not including prescriptions, dental, or vision

      Employer contribution is $1600/mon

      That’s insane

      • TachyonTele@lemm.ee
        7·
        2 months ago

        I’m surprised large companies haven’t pushed back on it.

        I didn’t know much about that side of the insurance pyramid, but I don’t think I’ve ever seen anything about the companys part fighting it in the news.

        • AA5B@lemmy.world
          6·
          2 months ago

          It usually looks like cutting plans, and the adoption of high deductible plans

    • bendovertherainbow@lemmynsfw.comEnglish
      13·
      2 months ago

      Or more.

      Just doing mine now (open enrollment time). No changes to what I had this year, but had a 20% price increase to just under $600.

      My employer is paying $3200 for my coverage (family plan, to be clear). Companies should be in wide support of universal healthcare.

    • PriorityMotif@lemmy.world
      12·
      2 months ago

      Some companies are self insured and merely pay a health insurance company to administer the plan. They take all the excess and dump it into an investment account where they can profit off of the excess. It’s possible that their employer is coming out ahead.

    • nomad@infosec.pub
      25·
      2 months ago

      To be fair, health insurance is equally expensive in Europe. We just discount it a lot for low income families and above average pays a lot more to substitute that missing money.