• jet@hackertalks.com
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    5 days ago

    There are mailbox services, you get a permanent address, they can email you your mail.

    Banks are more sticky, they don’t just want a permanent address, they want your place of residence. If you’re always on the move, you can have an intended place of residence… They may not accept the commercial mailbox service addresses, and in that case most people use a friend or a relative as their official banking location, but use the mailbox service for all of the mail. I live here, but I get mail there. That works for most people

    • shortwavesurfer@lemmy.zip
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      5 days ago

      Okay, that’s good to know. Until we can ditch the entire banking system for crypto wallets on our phone, that bank account issue is going to be a bit of a noose around people’s necks.

            • shortwavesurfer@lemmy.zip
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              4 days ago

              I do not understand why you would want a money that can be traced by anybody with a web browser that just seems a bit ridiculous to me.

              • CanadaPlus@lemmy.sdf.org
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                4 days ago

                Probably for the same reason people put other sensitive stuff in mystery software: if it’s not physically visible the threat doesn’t seem real to them. Obviously, that’s dumb, but you did directly ask.

                There’s a lot of overhead involved in making it untraceable like that, and it’s not clear how much of it can be achieved using postquantum algorithms. Ripple is also nice in that it doesn’t bother with a blockchain at all.

    • ganymede@lemmy.ml
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      4 days ago

      out of interest, whats the deal with banks needing to know where you sleep at night?

      is it a serfdom thing?

      or is it only in the case of eg. that being the place you hold a mortgage with them on?

      • jet@hackertalks.com
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        4 days ago

        The Patriot act required banks to know their customers, explicitly knowing their place of residence. For people who have a non-standard place of residence, digital nomads, homeless people, etc it becomes difficult

        • ganymede@lemmy.ml
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          4 days ago

          fascinating, thanks.

          no doubt ushered in under some notion of “protecting” us from well funded groups, yet mysteriously didn’t include a minimum threshold so poor folks with $4.25 in their account are still included in these broad sweeping laws.