I’ve known a few in the U.S., and even worked at one. Maybe people won’t become billionaires doing this, but why wait for a complete overhaul of society to implement more of what are good ideas.

I’d also like to see more childcare co-ops, or community shared pre-k schools. Wheres the movement to build communities and pool resources around these business models in the US? In short, co-ops are the closest socialist/communist business model that’s actually implemented in the U.S., so why are more leftists not doing this?

  • jagged_circle@feddit.nlEnglish
    0·
    1 day ago

    If EU “credit unions”:

    1. Are not nonprofits,
    2. Everyone with a bank account isn’t an equal member and voter in meetings,
    3. All members aren’t given the opportunity to present proposals and decide how to spend excess revenue

    …then it seems like that’s the problem

    • MrMakabar@slrpnk.netEnglish
      0·
      1 day ago

      Credit unions are a type of cooperative bank. The key is that anybody who opens a bank account becomes a member automatically. That is not the case for other types of cooperative banks.

      • jagged_circle@feddit.nlEnglish
        0·
        1 day ago

        What you’re describing is not a cooperative.

        The definition of a cooperative is where they’re Democratic and decisions are made collectively by all members.

        It sounds to me like what you’re describing is a for profit company