A credit card is a card to say “these people will pay you and I’ll owe them money”
With a gift card, you’re choosing items that have already been paid for, the company already got the money and you’re just picking out what you want to buy with it
A credit card is a card to say “these people will pay you and I’ll owe them money”
With a gift card, you’re choosing items that have already been paid for, the company already got the money and you’re just picking out what you want to buy with it
It’s easy, my bank automatically pays off my cc monthly from my current account. Isn’t it standard?
I guess it depends on what you call it. I’ve seen creditors that have autopay features that can draft it from your bank accounts each month. Usually those are for your minimum payment, which usually stretch out your balance for up to 30 years (to maximize interest charges).
I personally don’t like autopay. It’s an old habit from back when I would overdraft my checking on the regular because I always spent more than I made. Nowadays, I think it’s because I like the responsibility/control of paying my bills manually, and on my terms.