Do you happen to know banks that meet these criteria?
- Telephone banking (of some fashion) provided
- TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
Do you happen to know banks that meet these criteria?
Corporations value staying with the herd, so apps are a done-deal regardless of need or suitability to the service offering. And private commerce tends to view apps primarily as advertising real estate. Hence why I want a bank with the sense to respect customer hardware.