I remember a high school class back in 2015 where we watched Ramsey clips and he said that if you go to the store, you should try to negotiate down the price by showing the cashier and/or seller that you have cash on you.

In all fairness, he’s not wrong.

To a lot of people, getting the one-time check of $1,400 or less could help pay a couple rent or mortgage payments, buy some gas or buy some food, but they are kicking the proverbial can down the road.

Of course, I imagine that me and him come to different conclusions at this point.