• 2 Posts
  • 47 Comments
Joined 1 year ago
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Cake day: June 27th, 2023

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  • malloctoProgrammer Humor*Permanently Deleted*
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    1 year ago

    Long time ago, it was probably due to overcrowding. Very easy to get shit quality of service once it hits a certain time of day.

    But with advances in wireless technology (backhaul, 5Ghz, MIMO, …) I think that’s no longer the case.


  • Probably right for most big box stores or multibillion dollar businesses. But you would be surprised how thin the margins are for local grocery stores. That 3-5% in processing could be used to compete or undercut big box competitors that price in the credit/debit card fee.

    I think with the right approach (small businesses first) it could see high adoption. Plus it would make it slightly more attractive in setting up shop in places that wouldn’t otherwise get any attention (ie, food deserts)


  • malloctoProgrammer HumorHours of work
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    1 year ago

    In consulting, that’s called “after work”. Got to pump those billables

    Honestly though, unless it’s a feature that is completely outside the domain of the application. If you have to re-write your entire app then your app was probably dog shit to begin with






  • The best way to “foil car thieves” is to drive a junker vehicle. Nobody is going to waste their time and potential jail time stealing a car worth less than $1000 USD in parts, unless they really just want to fuck with you.

    Also never drive a Hyundai. South Korean auto manufacturers are the absolute worst.


  • malloctoGitWhat's your commit message style?
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    1 year ago

    I follow this format:

    brief description
    
    - change1
    - change2
    
    <reference to issue, if applicable>
    

    I add the issue number since most decent issue trackers with integrated VCS (ie, github, bitbucket + jira) will automatically hyperlink it to the actual issue







  • Processing transactions with credit cards incurs fees from middlemen and unnecessarily complicates the merchant-buyer relationship. The merchant ends up paying these fees and ultimately passes this cost to the consumer in the form of a 3-5% or more markup of goods. In some cases, even cash customers are paying the hidden markup as well.

    With FedNow, this has the potential to bypass all of this messiness and severely undercut debit and credit card processing networks. Thus slowly bleeding them out of market share.

    I can definitely see a new market segment of payment processing which disrupts the existing status quo. Could very easily cover expenses of running the operation on a shoe string budget, charge 1-2 cents per transaction, and become profitable in just under a year (assuming high adoption).

    In the end, smaller merchants are able to compete or in some cases undercut bigger stores since they are saving money on CC fees. Consumer has the benefit of more competition in the market and getting that better price. Overall decreased cost of living.



  • My work place is doing something similar. RTO (return to office) by some date near the end of the year. Failure to comply will result in some penalty or termination.

    I don’t understand it. WFH has proved to be the same if not more productive than working in some stupid office. Company revenues and profits at highest point ever.

    What’s even more fucking stupid is that the company is retiring some of their real estate in an attempt to save on costs yet they push this forced RTO.

    The email they sent out was also a fucking joke — citing “tO pReSeRvE oUr UnIqUe CuLtUrE” bullshit that I have seen at other companies. It’s like they all hire the same PR firm to do their copywriting.

    Makes you wonder if these executives are also well invested in corporate real estate. Thus the push towards RTO across the board.