I think image generators in general work by iteratively changing random noise and checking it with a classifier, until the resulting image has a stronger and stronger finding of “cat” or “best quality” or “realistic”.
If this classifier provides fine grained descriptive attributes, that’s a nightmare. If it just detects yes or no, that’s probably fine.
I don’t know what people call this, but I’m curious if you also need future balance prediction, basically “here’s how much left over you’re going to have this payday, next payday, etc”. I might switch from my homegrown spreadsheet to one of these recommendations if they also support that.
(I’m talking about something where you input your known scheduled debits and credits, especially for people with biweekly paychecks but monthly debits, and then you match recent actual activity with what’s expected. So you get “current balance is $1800 but it’ll get as low as $300 before you get paid next” type info to keep you from over spending.)