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Joined 1 year ago
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Cake day: July 1st, 2023

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  • I don’t know what people call this, but I’m curious if you also need future balance prediction, basically “here’s how much left over you’re going to have this payday, next payday, etc”. I might switch from my homegrown spreadsheet to one of these recommendations if they also support that.

    (I’m talking about something where you input your known scheduled debits and credits, especially for people with biweekly paychecks but monthly debits, and then you match recent actual activity with what’s expected. So you get “current balance is $1800 but it’ll get as low as $300 before you get paid next” type info to keep you from over spending.)




  • mspencer712toSecurity@lemmy.mlshopping issue
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    2 months ago

    Payment card transactions can be disputed or reversed. Cryptocurrency transactions cannot be easily reversed. Reversal is an important capability because sometimes customers or merchants lie, or they can have problems fulfilling their obligations.

    When the buyer and seller are in the same country, or are in countries with legal and criminal justice systems which cooperate, transaction risk is lower so fees can be lower.




  • I host my own for mspencer dot net, used this 15-ish step walkthrough from linuxbabe dot com. Only maybe three instances of spam in two years, gmail and outlook receive my messages just fine, etc. (Successful spammers were using legitimate services, and those services took action when notified. Greylist delays emails by a few minutes but it’s extremely effective against most spammers because they never come back to retry messages after a few minutes, while legitimate senders will.) I don’t know if I would accept blanket advice against self hosting.

    Fundamentally if your mail server can see the addressee, it can see the content. SMTPS encrypts both in the same channel. So at the point where you accept messages and store them in a mailbox, the messages have to be readable.

    Encrypting them at rest isn’t something I currently do, but if you’re going to later serve those messages to an email client that expects to receive clear text, your server needs both the keys and the messages. They can be stored in different places.

    Most of your needs could be met with full disk encryption on the box hosting Dovecot. If you’re worried about being compelled to decrypt, there’s always the deck of cards trick: The pass phrase for full disk encryption consists of a memorized portion plus the letters and numbers of the top N cards in this deck of cards you keep by the server. If someone were to shuffle that deck of cards, and the server were powered down, the encrypted volume would be impossible to recover.

    I’m eager to learn what other Dovecot tricks people can recommend to improve security.








  • Are you going to be hosting things for public use? Does it feel like you’re trying to figure out how to emulate what a big company does when hosting services? If so, I’ve been struggling with the same thing. I was recently pointed at NIST 800-207 describing a Zero Trust Architecture. It’s around 50 pages and from August 2020.

    Stuff like that, your security architecture, helps describe how you set everything up and what practices you make yourself follow.



  • mspencer712toPrivacy@lemmy.mlcan I opt out of credit agencies?
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    3 months ago

    In a general sense, you are discussing a way to control other people and organizations, and to make them stop talking about you. (Communicating and storing your information) This isn’t always possible or practical.

    If you pay a merchant with your payment card, that merchant is allowed to know your payment card number. If you call a toll free number, the recipient of your call is allowed to know your phone number.

    If they decide to share what they learn about you, and they do so legally, there’s not a whole lot you can do to stop them. I’m not saying this to antagonize or hurt you. I invite you to think differently about what you can control and what is worth worrying about.




  • I’ve been ranting about this a lot lately, but as the owner of mspencer.net (completely useless personal domain, but is 199 days older than wikipedia.org for what it’s worth)…

    There is sort of a way to do that, but it’s still labor intensive so not a lot of people do it. Movements to investigate are homelab and selfhosted. Homelab equipment is old (extra power-hungry for the capability you get) or expensive. Self hosting requires a bunch of work to stand things up the way you want it.

    Biggest barriers to self hosting - or hosting through your nearest nerdy relative - are the following:

    Free ad-supported offerings (with the privacy and terms and conditions impacts you describe) are better and easier, so they out compete DIY options. If a nerdy family member offers to host forums and chat for your community club or whatever, the common response isn’t gratitude, it’s “That’s stupid, I’ll just use Facebook.” Without that need and attention, volunteer projects get way fewer eyeballs and volunteers are way less motivated.

    Security is difficult to figure out. Project volunteers have enough on their plate just helping users get their stuff working at all. Helping novice users secure their installations is so much extra work.

    Many volunteers feel taken advantage of if they produce something that could help companies make money better, when they don’t share any of the money they make through donations or support arrangements. Similarly, many open source projects get taken over by for-profit companies who diminish efforts to make their open source offerings easier to use for free. (They want companies to buy support contracts, even if it means frustrating use by private individuals without kilobucks to spare.)