Bank account details are a form of credentials. If I gave them to you, I’d also still have them.
If you took the money out of my account, that’s theft though. Because the account is a digital way of holding something physical (money). It’s a mechanism of exchange, not data in and of itself.
Theft is something that happens to physical things. What’s actually happening is “copying”.
The MPAA/RIAA made the “copying is theft” argument over and over again in the 90s and early 2000s. It was wrong then and it’s wrong now.
Aha, now I see your point. Could I just borrow your bank login details? If you have some digital current in there, I’d like to copy it.
Bank account details are a form of credentials. If I gave them to you, I’d also still have them.
If you took the money out of my account, that’s theft though. Because the account is a digital way of holding something physical (money). It’s a mechanism of exchange, not data in and of itself.
Besides, money isn’t real anyway!