$550 in car payments for a houshold is not unreasonable for the vast majority of households and usually doesn’t equate to frivolous spending.

I don’t think I necessarily disagree with this but the reality is that when you buy new you’re always paying more. When you buy new on credit, you’re paying even more than that.

So, like I said in the beginning, I don’t 100% agree with this dude about even this whole post. But it is cheaper to buy used and even pay for the maintenance. It’s a point almost not worth making because of how obviously correct it is.

Anyone who owns a house is a millionaire.

So we’ve got a tiny number of billionaires in charge.

An ever dwindling number of millionaires desperately holding onto their small privilege

I mean this simply cannot be true.

If everyone who owns a house is a millionaire, then in order for the “number of millionaires” to be “ever dwindling” we would need not only a housing shortage, but an eroding quantity of housing or a drastic drop in home ownership rates. Neither is happening. The home ownership rate in 2024 is 65.8% according to this site: https://www.simplyinsurance.com/how-many-homeowners-in-the-us/ which puts us at a much improved rate of ownership from when the housing crash happened in 2008, when we were running somewhere in the low 60s.

So not everyone who owns a house is a millionaire, or millionaires numbers aren’t dwindling. It simply cannot be the case that what you’re saying here is all true.

We we did do it once and guess what, we are back again. What was the point of spilling all that blood sweat and tears if we just go right back to where we started?

30 years of relative prosperity?

Also, I don’t understand how you think we’d be able to abolish capitalism without much more blood, sweat, and tears than would be spent building a labor movement. I also think that a strong labor movement would be a necessary prerequisite to abolishing capitalism. I don’t see how you build a movement to abolish capitalism with millions of isolated, fractured consumers. By magic? Will AI or crypto solve this? 😄

Partially thanks to media like you, squints eyes fortune.com…

Sounds like the plot from any spy movie where the bad guy wants to nuke the planet in order for a more perfect civilization to be born out of the rubble. Which is to say, I think we can all acknowledge there is some truth to the statement.

Except there’s no proof, let alone a guarantee, that out of the destruction that “a more perfect civilization” will be born. So, sorry, no. There’s no truth here to be acknowledged.

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I just did an autotrader search and in my (very unaffordable) area, there were lots of serviceable cars under 10k. If you live in a place with a garage you can even buy a used EV and eliminate whole categories of maintenance costs.

The whole point is to buy something that requires smaller or no monthly payments, and then bank the savings and eventually buy something better. “A couple of years” can do the trick in some cases.

And sure we could get into buying a cheaper, used car or whatever, but in the long term the maintenance costs, having to buy another car sooner, and other financial risks to cars outside of warrantee over a lifetime will add up similarly unless you’re really lucky or can repair your own cars.

Buying a low-mileage used car and even paying for a shop to do the maintenance is almost always cheaper than buying something with $500+ monthly payments. I don’t actually agree for the most part with Dave Ramsey (even about the entirety of this post)…but he’s correct that it is cheaper.

My “lifehack” is to always eat stuff like this with a ready beverage. You put the bite in your mouth but don’t chomp down on the nuclear-hot explody portion until you have also added some liquid to your mouth to cool it.

You uhh, you don’t.

I’m beginning to think this Microsoft company might fucking suck.

🦗 🦗 🦗

“nobody knew that taxation policy was this complicated”

I adamantly maintain that the US needs an entire movement to enshrine the right to privacy to its citizens in the constitution.

OMG you guys, are we getting poor or something?!

Imagine attacking school children in any way and thinking you’re correct on any issue.

The more I think about it the more I think a lot of the vitriol comes from them being jealous that they can’t just “shake their tits” and have to instead brown nose people.

“Cooked to perfection?”…if you enjoy hours-roasted microplastics, sure.

Release the peepee tape and the NSFW raymour and flanigan pics.

People that talk this way about women are often, in my experience, the same ones who immediately fellate the first director, VP, or C-suite asshole they stumble across.